Sustainable Investment

Driving net-zero change through sustainable investments.

Overview

Top 1% emit double the carbon of the poorest 50%, mainly due to investments in polluting industries. Empowering them with eco-conscious investment tools can drive a greener future. This case study delves into sustainable investing's role in tackling climate change.

Work

Academic Project | 2024

Connection

Ultra-high-net-worth investors to net-zero future

Team

Individual

Role

UX & UI Design | System Design | UX Research

The Problem

Ultra-high-net-worth individuals generate 50-70% of emissions from investments. These often fund carbon-intensive companies, perpetuating a harmful cycle.

UHNWI Capital → Invested in Carbon Polluting Companies → Companies get funding to expand fossil fuel operations → Companies continue/increase carbon emissions → Climate crisis accelerates → UHNWI remain unaware of their role (50-70% of their emissions are invisible)

Capital keeps flowing to polluters → Loop never breaks

The Opportunity

By shifting how UHNWIs perceive and track the carbon footprint of their investments, the solution unlocks the potential for multimillion-tonne reductions in emissions simply by moving money, not by changing consumption habits. Turning invisible impact visible turns a climate problem into a market-driven opportunity for global change.

The Solution

A fintech platform that turns complex carbon data into intuitive insights, enabling UHNWIs to make measurable, climate-positive investment decisions.

Mynzo transforms sustainable investing from an abstract ethical commitment into a measurable, engaging experience that empowers wealth holders to drive systemic climate change through their financial decisions.

How?

Upload portfolio → Collect data → Calculate footprint  → View emissions → Get suggestions → Rebalance →
View Impact

01. Customizable ESG Weightings

Investors can define the relative importance of different ESG factors (environment, social, and governance) based on their individual values.

02 Hidden Risks

Long-term risks associated with carbon-intensive companies. This could include potential future regulations, resource scarcity, and climate-related disasters that could disrupt operations and impact stock prices.

News headlines within the app that highlight the financial impact of climate change on companies across various sectors.

03 ESG Focused Market Trends

The app allows users to easily add companies aligned with their ESG preferences to personal watchlists.

04 Portfolio Tracker

To calculate a fund’s carbon footprint, carbon emissions of each company are tallied, weighted by enterprise value and weighted by their share in the portfolio. The indicator produced as a result counts the emissions produced for each unit of money invested in the fund.

To calculate a fund's carbon footprint, GHG protocol standards must be used, which contain instructions and instruments for measuring GHG emissons.

05 Carbon Offset Potential

Increased Motivation

Seeing the quantifiable difference in carbon footprint can motivate users to stay committed to sustainable investing practices.

06 CO2 Impact Animation

Used animation to illustrate how their investment in a sustainable company can lead to meaningful real-world change.

07 Expert Videos

Expert Videos as guides for sustainable investing.

Design Process ↓

Sense & Immerse: Understanding the Ecosystem

The immersion phase required understanding not just investment behaviour, but the psychological and systemic forces shaping it.

01. Understanding of carbon emissions, its history and other terminologies
02. Climate awareness exploration
03. Global policy & framework immersion